Get the truck your business needs with fast, flexible truck finance designed by commercial vehicle specialists. As the dedicated finance provider for Mercedes-Benz, Freightliner, and Fuso, Daimler Truck Financial Services offers personalised lending solutions that make financing your next commercial truck simple, transparent, and stress-free. We provide competitive truck loans and chattel mortgage options tailored to support the growth of your trucking business.
FINANCE SOLUTIONS BUILT FOR OPERATORS
Our commercial truck loans give you confidence from day one, with predictable repayments, clear ownership pathways and finance structures tailored to support business requirements.
Fixed Repayments
Know exactly what you're paying each month. Our fixed rate tuck loan products lock in your repayments for the full term, helping you forecast costs and manage cash flow with certainty.
Clear Ownership Pathways
Whether you want ownership at the start or end of your agreement, our loan products give you direct pathways to owning your truck, without unnecessary complexity.
Flexible Terms
Choose a loan structure that suits your business. Tailor your term length, deposit amount and final payment (balloon or residual) to match your operational and financial requirements.
Our truck finance solutions are built specifically for commercial operators. With industry-aligned lending criteria and a streamlined approval process, we help you get on the road sooner so you can focus on running your business.
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REQUEST A QUOTE
Our friendly team is ready to assist you. Whether you’re looking for a new truck, flexible finance, or a tailored leasing solution, we’ll work with you to find the option that best suits your business.
OUR TRUCK LOAN OPTIONS
We offer two core truck finance products - each designed to meet different business needs while keeping the process fast, personalised and easy.
Asset Loan (Chattel Mortgage)
An Asset Loan, commonly referred to as a Chattel Mortgage, is ideal when ownership at the start of your agreement is a priority. You take ownership of the truck upfront while Daimler Truck Financial Services holds security over the asset. Once all repayments are made, the security is released. This option includes GST-inclusive payments and offers clear accounting treatment for eligible business operators.
Asset Hire Purchase
Hire Purchase provides the flexibility to structure your agreement your way. You can include or exclude a deposit, extend the truck loan term, or incorporate a final balloon payment to tailor your monthly repayments. Ownership transfers to you once the final payment is made at the end of the agreement, offering a straightforward, predictable pathway to owning your truck.
CONSIDERING LEASING INSTEAD?
If a traditional truck loan isn’t the right fit, we also offer leasing solutions that give you immediate use of your truck without the upfront ownership commitment.
HOW TO GET STARTED
We make your commercial truck purchase simple, transparent and efficient. Here’s how the process works:
Speak with our team or your dealership Business Manager to find the right truck loan structure.
We assess your requirements quickly using industry-aligned criteria to keep your business moving.
Your tailored truck finance agreement is prepared for review and approval.
Once approved, your new Mercedes-Benz, Freightliner or Fuso truck is ready for delivery.
Enjoy predictable, GST-inclusive monthly repayments for the duration of your contract.
Ownership transfers based on your loan type. Make your final repayment to complete the agreement.
READY TO FINANCE YOUR NEXT TRUCK?
Daimler Truck Financial Services delivers fast, personalised solutions designed for the way trucking businesses operate. Whether you're purchasing your first truck or upgrading your fleet, our team is here to help.